@keyframes rise{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}:root{--bg:#F2F4F6;--surface:#FFFFFF;--ink:#1A2027;--primary:#44566B;--accent:#F2C12E;--primary-dark:#2E3B4A;--primary-deeper:#232E3A;--primary-tint:#E3E8ED;--primary-line:#D3DAE1;--muted:#55626F;--accent-dark:#E2AE14;--accent-tint:#FCF3D3;--step--1:clamp(0.875rem, 0.85rem + 0.1vw, 0.95rem);--step-0:clamp(1.0625rem, 1.03rem + 0.15vw, 1.125rem);--step-1:clamp(1.25rem, 1.15rem + 0.45vw, 1.45rem);--step-2:clamp(1.5rem, 1.3rem + 0.9vw, 1.95rem);--step-3:clamp(1.875rem, 1.5rem + 1.7vw, 2.75rem);--step-4:clamp(2.25rem, 1.65rem + 2.8vw, 3.75rem);--s1:8px;--s2:16px;--s3:24px;--s4:32px;--s5:40px;--s6:48px;--s8:64px;--s10:80px;--s12:96px;--gutter:clamp(20px, 5vw, 40px);--section:clamp(56px, 8vw, 96px);--radius:12px;--radius-sm:8px;--shadow-sm:0 1px 2px rgba(26, 32, 39, 0.06), 0 4px 14px -6px rgba(26, 32, 39, 0.12);--shadow-md:0 2px 4px rgba(26, 32, 39, 0.06), 0 18px 36px -18px rgba(26, 32, 39, 0.3);--font-h:"Outfit", system-ui, -apple-system, "Segoe UI", sans-serif;--font-b:"Source Sans 3", system-ui, -apple-system, "Segoe UI", sans-serif;--ease:cubic-bezier(0.2, 0.7, 0.2, 1);--phone:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6.6 10.8a15.1 15.1 0 0 0 6.6 6.6l2.2-2.2a1 1 0 0 1 1-.25 11.4 11.4 0 0 0 3.6.57 1 1 0 0 1 1 1V20a1 1 0 0 1-1 1A17 17 0 0 1 3 4a1 1 0 0 1 1-1h3.5a1 1 0 0 1 1 1c0 1.25.2 2.45.57 3.57a1 1 0 0 1-.25 1z'/%3E%3C/svg%3E");--check:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231A2027' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E")}*,::after,::before{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:96px}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-b);font-size:var(--step-0);line-height:1.6;overflow-x:clip}img,svg{max-width:100%;display:block}h1,h2,h3{font-family:var(--font-h);line-height:1.15;letter-spacing:-.012em;text-wrap:balance}h1{font-size:var(--step-4);font-weight:700}h2,h3{margin:0 0 var(--s2);font-weight:600}h2{font-size:var(--step-3)}.lede,h3{font-size:var(--step-1)}h1,p{margin:0 0 var(--s2)}.lede{line-height:1.5;color:var(--muted)}a{color:var(--primary);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--primary-dark);text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:4px}.banner :focus-visible,.cta-band :focus-visible,.hero--inner :focus-visible,.sec--dark :focus-visible,.side__card--call :focus-visible,.site-footer :focus-visible{outline-color:#fff}.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.skip{position:absolute;left:var(--s2);top:-100px;background:var(--ink);color:#fff;padding:var(--s1) var(--s2);z-index:200;border-radius:var(--radius-sm)}.skip:focus{top:var(--s1)}.wrap{width:100%;max-width:1240px;margin-inline:auto;padding-inline:var(--gutter)}.ico{flex:none}.btn,.btn:hover{color:var(--ink);text-decoration:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--accent);font-family:var(--font-h);font-weight:600;font-size:1rem;line-height:1.2;padding:13px 22px;border-radius:var(--radius-sm);box-shadow:inset 0-2px 0 rgba(26,32,39,.18),0 8px 16px -8px rgba(26,32,39,.5);transition:transform .2s var(--ease);text-align:center}.btn::before{content:"";width:18px;height:18px;flex:none;background:currentColor;-webkit-mask:var(--phone) center/contain no-repeat;mask:var(--phone) center/contain no-repeat}.btn:hover{background:var(--accent-dark);transform:translateY(-2px)}.btn:active{transform:translateY(0)}.btn--lg{font-size:1.1rem;padding:16px 28px}.btn--sm{font-size:.97rem;padding:11px 18px}.btn--header{font-size:.95rem;padding:10px 18px;white-space:nowrap}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid var(--primary-line)}.site-header__in{display:flex;align-items:center;justify-content:space-between;gap:var(--s3);height:76px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;flex:none}.brand,.brand:hover{color:var(--primary)}.brand__mark{width:46px;height:46px;flex:none}.brand__text{display:flex;flex-direction:column;gap:3px}.brand__name,.brand__sub{line-height:1;font-weight:700}.brand__name{font-family:var(--font-h);font-size:1.2rem;color:var(--ink);letter-spacing:-.012em}.brand__sub{font-size:.72rem;color:var(--muted);letter-spacing:.16em;text-transform:uppercase}.nav-toggle{display:none;background:var(--surface);border:1.5px solid var(--primary-line);border-radius:var(--radius-sm);width:46px;height:46px;cursor:pointer;padding:0;position:relative}.nav-toggle__bars{left:13px;top:21px}.nav-toggle__bars,.nav-toggle__bars::after,.nav-toggle__bars::before{content:"";position:absolute;width:18px;height:2px;background:var(--ink);border-radius:2px;transition:transform .25s var(--ease),opacity .2s}.nav-toggle__bars::before{left:0;top:-6px}.nav-toggle__bars::after{left:0;top:6px}.nav-toggle[aria-expanded=true] .nav-toggle__bars{background:0 0}.nav-toggle[aria-expanded=true] .nav-toggle__bars::before{transform:translateY(6px) rotate(45deg)}.nav-toggle[aria-expanded=true] .nav-toggle__bars::after{transform:translateY(-6px) rotate(-45deg)}.site-nav,.site-nav__list{display:flex;align-items:center}.site-nav{gap:var(--s4)}.site-nav ul{list-style:none;margin:0;padding:0}.site-nav__list{gap:4px}.site-nav a:not(.btn){position:relative;display:block;padding:10px 12px;color:var(--ink);text-decoration:none;font-family:var(--font-h);font-weight:500;font-size:1rem;line-height:1.2}.site-nav__list>li>a::after{content:"";position:absolute;left:12px;right:12px;bottom:2px;height:3px;background:var(--accent);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}.has-sub:focus-within>a::after,.site-nav__list>li>a:hover::after,.site-nav__list>li>a[aria-current=page]::after{transform:scaleX(1)}.site-nav a:not(.btn):hover{color:var(--primary-dark)}.site-nav a[aria-current=page]{color:var(--ink);font-weight:600}.has-sub{position:relative;display:flex;align-items:center}.sub-toggle{background:0 0;border:0;width:24px;height:32px;padding:0;margin-left:-10px;cursor:pointer;position:relative;border-radius:4px}.sub-toggle::after{content:"";position:absolute;left:6px;top:10px;width:7px;height:7px;border-right:2px solid var(--primary);border-bottom:2px solid var(--primary);transform:rotate(45deg);transition:transform .2s var(--ease)}.sub-toggle[aria-expanded=true]::after{transform:rotate(-135deg) translate(-2px,-2px)}.sub{position:absolute;top:calc(100% + 6px);left:-12px;min-width:330px;background:var(--surface);border:1px solid var(--primary-line);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:8px;display:flex;flex-direction:column;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .2s var(--ease),transform .2s var(--ease),visibility .2s;z-index:120}.sub::before{content:"";position:absolute;left:0;right:0;top:-8px;height:8px}.has-sub.open>.sub,.has-sub:focus-within>.sub,.has-sub:hover>.sub{opacity:1;visibility:visible;transform:none}.sub a:not(.btn){padding:10px 14px;border-radius:var(--radius-sm);font-weight:500;font-size:.97rem}.sub a:not(.btn)::after{display:none}.sub a:not(.btn):hover,.sub a[aria-current=page]{background:var(--primary-tint)}.hero{position:relative;overflow:hidden;isolation:isolate}.hero__mark{position:absolute;z-index:-1;right:-3%;bottom:-18%;width:min(60vw,640px);height:auto;color:var(--primary);opacity:.08;pointer-events:none}.hero__in{display:grid;gap:var(--s5);align-items:center}.hero__copy{max-width:640px}.hero__lead,.section-head p{font-size:var(--step-1);line-height:1.5}.hero__lead{max-width:54ch}.hero__actions{display:flex;flex-wrap:wrap;align-items:center;gap:var(--s2) var(--s3);margin-top:var(--s3)}.hero__note{font-size:var(--step--1);font-weight:700;letter-spacing:.04em;text-transform:uppercase}.hero--home{background:linear-gradient(135deg,var(--surface) 0%,var(--bg) 55%,var(--primary-tint) 100%);border-bottom:1px solid var(--primary-line);padding:clamp(40px,6vw,80px)0 clamp(56px,7vw,88px)}.hero--home h1{max-width:16ch;margin-bottom:var(--s3)}.hero--home .hero__lead{color:var(--ink)}.badges,.crumbs ol{list-style:none;display:flex;flex-wrap:wrap}.badges{gap:12px 28px;margin:var(--s5)0 0;padding:var(--s3)0 0;border-top:1px solid var(--primary-line)}.badges li,.crumbs a,.hero--home .hero__note{color:var(--primary-dark)}.badges li{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:.97rem}.badges .ico{width:22px;height:22px;color:var(--primary)}.hero--inner{background:linear-gradient(120deg,var(--primary-deeper) 0%,var(--primary-dark) 60%,var(--primary) 140%);color:#fff;padding:clamp(32px,5vw,56px)0 clamp(48px,6vw,72px)}.hero--inner .hero__mark{color:#fff;opacity:.06}.hero--inner h1{color:#fff;font-size:clamp(2rem,1.5rem + 2.3vw,3.25rem);margin-bottom:var(--s2)}.hero--inner .hero__lead{color:#dce3ea;font-size:clamp(1.125rem,1.05rem + .4vw,1.3rem)}.hero--inner .crumbs [aria-current],.hero--inner .hero__note{color:#c3ced9}.hero--inner .crumbs a,.sec--dark h2,.sec--dark h3{color:#fff}.hero--inner .crumbs li+li::before{color:#8fa0b2}.crumbs ol{gap:2px 0;padding:0;margin:0 0 var(--s3);font-size:var(--step--1);font-weight:600}.crumbs li+li::before{content:"›";margin:0 10px;color:var(--muted)}.crumbs a{display:inline-block;padding:5px 0;min-height:24px;text-decoration:none}.crumbs a:hover{text-decoration:underline}@media (min-width:960px){.hero--home .hero__in{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:var(--s8)}.hero--inner .hero__in{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);gap:var(--s8)}}.media{position:relative;isolation:isolate;margin:0 14px 14px 0}.media img,.media::before{border-radius:var(--radius)}.media::before{content:"";position:absolute;z-index:-1;inset:14px -14px -14px 14px;border:3px solid var(--accent)}.media img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;background:var(--primary-tint);box-shadow:var(--shadow-md)}.media--hero img{aspect-ratio:5/4}.hero--inner .media--hero img{aspect-ratio:4/3}.media--tall img{aspect-ratio:4/5}.media--inline{margin:var(--s5) 14px var(--s5)0;max-width:720px}@media (max-width:959px){.hero--inner .media--hero img,.media--hero img{aspect-ratio:16/10}.media--tall img{aspect-ratio:3/2}.media--hero,.media--tall{max-width:680px}}@media (max-width:599px){.hero--inner .media--hero img,.media--hero img{aspect-ratio:4/3}}.js .reveal img{clip-path:inset(0 100%0 0);transition:clip-path .3s var(--ease)}.js .reveal.is-in img{clip-path:inset(0 0 0 0)}.sec{padding-block:var(--section)}.sec--alt{background:var(--surface);border-block:1px solid var(--primary-line)}.sec--tight{padding-bottom:0;padding-top:var(--s6)}.sec--dark{background:linear-gradient(160deg,var(--primary-dark),var(--primary-deeper));color:#fff}.sec--dark .lede{color:#d5dce3}.section-head{max-width:62ch;margin-bottom:var(--s6)}.section-head p{color:var(--muted);margin:0}.banner__card h2,.block>h2,.cta-band h2,.faq-intro h2,.section-head h2,.split__text>h2{position:relative;padding-top:var(--s3)}.banner__card h2::before,.block>h2::before,.cta-band h2::before,.faq-intro h2::before,.section-head h2::before,.split__text>h2::before{content:"";position:absolute;left:0;top:0;width:44px;height:4px;background:var(--accent);border-radius:2px;transform-origin:left;transition:transform .3s var(--ease)}.js .rv:not(.is-in) h2::before{transform:scaleX(0)}.split{display:grid;gap:var(--s6);align-items:center}.banner__card p:last-child,.split__text>:last-child{margin-bottom:0}@media (min-width:960px){.split{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:var(--s10)}.split--rev>.split__text{order:2}.split--trust{grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:start}.sticky{position:sticky;top:108px}}.checklist{list-style:none;padding:0;margin:var(--s4)0 0;display:grid;gap:12px}.checklist li,.wait{background:var(--surface);border-radius:var(--radius)}.checklist li{position:relative;border:1px solid var(--primary-line);box-shadow:var(--shadow-sm);padding:14px 18px 14px 64px;display:flex;flex-direction:column;gap:2px}.checklist li::before{content:"";position:absolute;left:18px;top:50%;width:30px;height:30px;margin-top:-15px;border-radius:50%;background:var(--accent) var(--check) center/58%no-repeat}.checklist strong{font-family:var(--font-h);font-weight:600;font-size:1.05rem;line-height:1.3}.checklist span{color:var(--muted);font-size:var(--step--1);line-height:1.45}.wait{color:var(--ink);border-top:6px solid var(--accent);padding:var(--s4);box-shadow:var(--shadow-md)}.wait__h{font-size:var(--step-2);margin-bottom:var(--s1)}.sec--dark .wait__h,.wait__h{color:var(--ink)}.wait__intro{color:var(--muted)}.timeline,.wait ol{list-style:none;padding:0;display:grid}.wait ol{counter-reset:w;margin:var(--s3)0 0;gap:var(--s2)}.wait li{counter-increment:w;position:relative;padding-left:52px;min-height:36px}.timeline li::before,.wait li::before{position:absolute;left:0;display:grid;place-items:center;border-radius:50%;font-family:var(--font-h);font-weight:700}.wait li::before{content:counter(w);top:-1px;width:36px;height:36px;background:var(--primary);color:#fff}.article .wait{margin:var(--s5)0;box-shadow:var(--shadow-sm);border:1px solid var(--primary-line);border-top:6px solid var(--accent)}.timeline{margin:0;counter-reset:step;gap:var(--s4);position:relative}.timeline li{counter-increment:step;position:relative;padding-left:80px}.timeline li::before{content:counter(step);top:0;width:56px;height:56px;background:var(--accent);color:var(--ink);border:3px solid var(--primary);font-size:1.4rem;z-index:1}.timeline li:not(:last-child)::after{content:"";position:absolute;left:26.5px;top:60px;bottom:-28px;width:3px;background:var(--primary-line)}.timeline h3{margin:0 0 6px;padding-top:12px}.timeline p{color:var(--muted);margin:0;max-width:46ch}@media (min-width:900px){.timeline{grid-template-columns:repeat(4,minmax(0,1fr));gap:var(--s4)}.timeline li{padding:72px 0 0}.timeline li:not(:last-child)::after{left:64px;right:-28px;top:26px;bottom:auto;width:auto;height:3px}.timeline h3{padding-top:0}}.prose ol,.prose p,.prose ul{max-width:66ch}.article a,.prose a{font-weight:600}.banner{position:relative;overflow:hidden;isolation:isolate;color:#fff;padding-block:var(--section)}.banner__img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover}.banner::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(30,40,52,.94)0,rgba(30,40,52,.84) 55%,rgba(30,40,52,.5) 100%)}.banner__card{max-width:620px}.banner__card h2{color:#fff}.banner__card p{color:#e6ebf0}@media (max-width:700px){.banner::after{background:rgba(30,40,52,.88)}}.cards{list-style:none;padding:0;margin:0;display:grid;gap:var(--s3);grid-template-columns:1fr}.card{position:relative;display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--primary-line);border-radius:16px;padding:var(--s4) var(--s4) var(--s5);transition:transform .25s var(--ease)}.card::before{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:var(--shadow-md);opacity:0;transition:opacity .25s var(--ease);pointer-events:none}.card:hover{transform:translateY(-4px)}.card:hover::before{opacity:1}.card__top{display:flex;align-items:center;justify-content:space-between;margin-bottom:var(--s3)}.card__ico{display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:var(--primary-tint);color:var(--primary)}.card__ico .ico{width:26px;height:26px}.card__n{font-family:var(--font-h);font-weight:700;font-size:2.25rem;line-height:1;color:var(--primary-line)}.card h3{font-size:var(--step-1);margin-bottom:8px}.card h3 a{color:var(--ink);text-decoration:none}.card h3 a::after,.hub-list a::after{content:"";position:absolute;inset:0;border-radius:inherit}.card p{color:var(--muted);margin:0;font-size:1rem;line-height:1.55;padding-right:44px}.card__go{position:absolute;right:24px;bottom:22px;display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--bg);color:var(--primary);transition:transform .25s var(--ease)}.card__go .ico{width:18px;height:18px}.card:hover .card__go{transform:translateX(4px);background:var(--accent);color:var(--ink)}.card:first-child{background:var(--primary-dark);border-color:var(--primary-dark);color:#fff}.card:first-child h3 a{color:#fff}.card:first-child p{color:#d5dce3}.card:first-child .card__ico,.card:first-child:hover .card__go{background:var(--accent);color:var(--ink)}.card:first-child .card__n{color:rgba(255,255,255,.22)}.card:first-child .card__go{background:rgba(255,255,255,.14);color:#fff}@media (min-width:640px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.card:first-child,.card:last-child{grid-column:1/-1}}@media (min-width:1000px){.cards{grid-template-columns:repeat(6,minmax(0,1fr))}.card{grid-column:span 2}.card:first-child,.card:last-child{grid-column:span 4;display:grid;grid-template-columns:52px minmax(0,1fr);column-gap:var(--s3);align-content:center}.card:first-child .card__top,.card:last-child .card__top{grid-row:1/3;margin:0;display:block}.card:first-child .card__n,.card:last-child .card__n{position:absolute;top:24px;right:28px}.card:first-child h3,.card:last-child h3{grid-column:2;padding-right:64px}.card:first-child p,.card:last-child p{grid-column:2;max-width:56ch}}.trust{list-style:none;padding:0;margin:0;display:grid;gap:var(--s2)}.trust li{position:relative;background:var(--bg);border:1px solid var(--primary-line);border-radius:var(--radius);padding:var(--s3) var(--s3) var(--s3) 72px}.trust li::before{content:"";position:absolute;left:24px;top:26px;width:30px;height:30px;border-radius:50%;background:var(--accent) var(--check) center/58%no-repeat}.trust h3{font-size:1.15rem;margin-bottom:6px}.area-group p,.trust p{color:var(--muted);font-size:1rem}.trust p{margin:0;line-height:1.55}@media (min-width:640px){.trust{grid-template-columns:repeat(2,minmax(0,1fr))}.trust li:last-child{grid-column:1/-1}}@media (min-width:960px){.trust li{padding:72px var(--s3) var(--s3)}.trust li::before{top:24px}.trust li:last-child{padding:var(--s3) var(--s3) var(--s3) 72px}.trust li:last-child::before{top:26px}}.area-groups{display:grid;gap:var(--s3);grid-template-columns:1fr;align-items:start}.area-group{position:relative;display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--primary-line);border-radius:16px;padding:var(--s4) var(--s3) var(--s3);overflow:hidden}.area-group__k{position:absolute;top:4px;right:16px;font-family:var(--font-h);font-weight:700;font-size:3.5rem;line-height:1;color:var(--primary-tint)}.area-group h3{font-size:1.2rem;padding-right:44px;margin-bottom:8px}.area-group p{line-height:1.5}.area-group 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